Written by a partner certified accountant in Portugal

A D2 visa business plan, built the way AIMA actually reads it.

The business plan (plano de negócios) is the document your D2 file lives or dies on. This one starts with a 45-minute consultation to shape your idea, then a partner certified accountant writes a 10 to 15 page plan grounded in real Portuguese market data. €499, flat. Two revision rounds included. Ten to twelve business days.

One flat price  Ā·  Reviewed by a partner immigration lawyer on our packages  Ā·  Word & PDF

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What's included with your order
One flat fee, consultation included
€499
Your delivery
45-minute consultation
With the partner tax consultant, to shape the idea before a word is drafted.
A 10–15 page plan
Nine sections in English, built around the four AIMA reads most closely.
Two revision rounds
Corrections, missing detail and tighter assumptions, handled on your order thread.
Final files in Word & PDF
Dossier-ready. A Portuguese version on request, as added scope.
Turnaround10–12 business days
āœ“ OCC-certified partner accountant
āœ“ 7,200+ expats helped
āœ“ Lawyer-reviewed on our packages

You know your business. You just don't know what a reviewer needs to see.

You’ve done the work, invoiced the clients, survived the slow months. What you don’t know is what a visa reviewer in Lisbon needs to read on paper before they’ll believe it. That gap is what this document closes, and it’s the one part of your D2 file you don’t get a second chance at.

Read this before you order
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novomove.
A note from the founder
Re: your D2 business plan
Lisbon, Portugal

Dear applicant,

Somewhere on your laptop there's a file called something like "Business Plan Portugal". It has a title, your name, and a heading that says Executive Summary. It's been that way for a while now, because every time you open it, the same questions come back. How long is this supposed to be? What do they actually want to read? How do you write market analysis for a market you haven't lived in yet?

The tempting shortcut is obvious. Ask an AI to write it, get twelve tidy pages back, done by dinner. Here's the problem: the feedback reaching our partner lawyers from the consular side is blunt. Plans that read as AI-generated get rejected. Reviewers see hundreds of these files, and generic text with no real person behind it is one of the fastest ways to lose one.

And the stakes are lopsided. In our partner lawyers' experience, nearly every D2 rejection traces back to the business plan. When a rejection comes, the letter can be a single line, something like "business plan is not credible enough", with no detail on what was missing. There's no feedback loop and one appeal per application. The plan has to be right the first time.

Here's the reassuring part. The ideas that get approved are rarely glamorous. Consultancies, agencies, e-commerce shops, restaurants: ordinary businesses, described honestly. What reviewers reward is realism. What they punish is boilerplate, and ambition your background can't back up. Two years of marketing experience attached to a plan for a fifty-person company reads as fiction. The same experience attached to a proportionate solo consultancy reads as a person who knows what they're doing.

So the plan the partner accountant builds is specific by design. Your actual experience, matched to the scale of your actual idea. Market context from real Portuguese sources, INE, Banco de Portugal, sector associations, rather than paragraphs that could describe any country. Named prospects, existing clients, or signed contracts where you have them, because they move a plan from hypothetical to credible. And a section most self-written plans miss entirely: your economic contribution to Portugal, spelled out plainly, even when your customers are abroad and the contribution is indirect.

The financials follow the same principle. Simple three-year projections, monthly for year one, with every assumption stated. A reviewer isn't an expert in your field and doesn't need to be. They're judging whether the idea is structured, honest, and makes sense. Realism beats polish, every time.

Philip Bitnik Ā· Founder, Novomove

I've seen hundreds of these business plans, and I talk with our partner lawyers and accountants about them every day.

What's inside

Nine sections, built around what AIMA reads for.

10 to 15 pages in English, delivered as Word and PDF. Four of the nine are the ones a reviewer reads most closely.

1
Executive summary
Your whole case on a single page, so a reviewer sees the shape of the business before the detail.
2
Applicant and company profile
Your background and experience matched to the business, plus the company setup: legal structure, shareholders, capital and source of funds.
3
Business activityAIMA reads this closely
What you'll actually do, and how the business runs day to day.
4
Market analysisAIMA reads this closely
The Portuguese market context, sector dynamics and your target customer, backed by real sources like INE, Banco de Portugal and sector associations where the data matters.
5
Commercial strategy
How you win customers: your channels, pricing model and route to first revenue.
6
Operational plan
Where you operate, the tools and suppliers, any Portuguese partners, and how the work gets delivered.
7
Three-year financial projectionsAIMA reads this closely
A three-year profit and loss, month by month for year one, with your sources of funds and hiring plan. Every assumption stated plainly.
8
Economic contribution to PortugalAIMA reads this closely
The jobs you'll create, the tax base you add, and how your sector benefits Portugal, spelled out even when your clients are abroad.
9
Conclusion
The case drawn together, tying the plan back to a business that is viable and contributes to Portugal.

Plus a cover page and table of contents, and annexes where you have them: contracts, portfolio, client letters, CV, proof of funds, supplier quotes.

The scope

What €499 covers, and what it doesn't.

What you get for €499

āœ“A 45-minute consultation with the partner tax consultant, so they arrive with the right questions prepared
āœ“The full written plan, 10 to 15 pages, drafted in English by a partner certified accountant
āœ“Structured around what AIMA reads for, with the four key sections built out in depth
āœ“Up to two revision rounds, each usually 2 to 3 business days, over your order thread
āœ“Final delivery in Word and PDF, ready for your dossier
āœ“A Portuguese version on request, prepared as additional scope

One flat price for the consultation and the finished plan. No quote stage, no surprises at the end.

What it doesn't cover

āœ•Personal tax advice. Which structure suits you, whether IFICI can apply, US tax questions, they belong in a paid tax consultation
āœ•Company formation and the visa dossier. Separate services. Most clients pair this with the Novomove Premium visa package
āœ•A new business model mid-draft. Revisions cover corrections and clarifications. Changing the business itself is a bigger piece of work, quoted separately
āœ•A promised outcome. The visa decision sits with AIMA and nobody can promise it. What a professional plan changes is the quality of the file AIMA reads

Clear on both sides, before you spend anything.

How it works

From idea to a dossier-ready plan.

1

Order, then talk

You complete a short intake and book your 45-minute call with the partner tax consultant. Scheduling usually adds 2 to 3 business days.

2

Complete the full intake

After the call, with the direction clear, you fill in the detailed intake: background, company setup, clients, market, financials, contribution to Portugal.

3

Draft, revise, deliver

The first draft lands within 5 to 7 business days of complete information. Up to two revision rounds, then the final plan arrives as Word and PDF.

Ten to twelve business days end to end from complete intake. Everything runs on your order thread, so the drafts, feedback and revisions live in one place.

Recommended with this service
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Tax consultation, €99.

A separate, tax-focused call. Not the same as the consultation inside your package.

Your €499 package already includes a 45-minute consultation, but that call is about the plan itself: your business idea, the market, the numbers, the contribution to Portugal. It is deliberately not the place for personal tax advice. Whether a freelancer setup or a Unipessoal Lda suits your situation, whether IFICI can apply to you, and what a US citizen needs to watch are separate questions, answered in a dedicated 45-minute call with an OCC-certified accountant. Best taken before your company's activity codes are set, since codes are easiest to get right at incorporation.

Book the tax consultation →

Before you order

Do you actually need this plan?

Not every D2 file needs one, and we’d rather tell you now than after you’ve paid.

Yes, if you're on the company route

You're applying for a D2 by starting a Portuguese business, and AIMA expects your file to show a viable, specific plan. This service exists for exactly that file.

Probably not, on the freelance route

If your D2 runs on a service agreement with a Portuguese client (trabalhador independente), that contract carries the file and you don't normally need a business plan. Check on a free call before spending anything.

Wait, if your clients are mostly abroad

Income from foreign clients points at the D8, not the D2, and mixing them up is the number one rejection reason. If most of your revenue comes from outside Portugal, confirm your visa path first. No plan should be drafted before that's settled.

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Built by an accountant, checked by a lawyer.

Novomove is a coordination platform, so here's exactly who touches your plan. It's written by a partner certified accountant and tax consultant in Portugal, registered with the OCC, who prepares these plans regularly. It's built from your call and your intake, which is why no two plans we deliver read alike, and why none of them read like a template.

If you're on one of our visa packages, the finished plan then goes to the partner immigration lawyer, who reviews it against what AIMA accepts before it enters your dossier. Two qualified professionals see it before a reviewer does. And every draft, comment and revision happens on your order thread, in writing, where you can read it back whenever you like.

What clients say

Straight from the people we’ve moved.

★★★★★

Best consultation I've had on this

“Booked a D7 session with Mariana and it was the opposite of stiff. Felt like a conversation, but I came away with pages of notes. She worked through every question I brought and didn't hand-wave the awkward ones. A couple of edge cases she couldn't answer on the spot, so she's checking and coming back to me. That's more than I got from two other firms.”
Martin R
– Verified client · D7 visa consultation
★★★★★

The visa process explained properly

“They set out the process and what they'd be doing at each point. The technical and legal parts were explained in a way that made sense. Good experience, happy to recommend.”
Kerem Yilmaz
– Verified client · Visa
★★★★★

They handled a complicated case well

“Our circumstances were unusual and we had questions that didn't have obvious answers. The team worked through all of them and never fobbed us off on the tricky details. Replies came quickly. We got our visa. Very grateful.”
Deniz Aydin
– Verified client · Visa
★★★★★

Two years in and still glad I picked them

“I've been with Novomove about two years now. Things get done when they say they'll get done, I'm never left wondering what's happening, and they follow up without me having to chase.”
Marisol Jenkins
– Verified client

Collected directly from our clients after their service is complete. Read all reviews →

FAQ

D2 business plan questions.

On the company route, yes in practice. AIMA reviews the file for evidence the business is viable and specific, and the plan is where that case gets made. Files with generic or missing plans are the ones that struggle. On the freelance route, your service agreement carries the file instead and you don’t normally need one.
A partner certified accountant and tax consultant in Portugal, registered with the OCC, who prepares these plans regularly. Novomove coordinates the process and keeps everything moving on your order thread.
That’s exactly what the consultation is for. You fill in a short intake, then talk the idea through with the partner tax consultant for 45 minutes before the full intake and drafting. Far easier than starting from a blank page, and the plan comes out shaped around a direction you’ve actually pressure-tested.
You can, and plenty of people do. If you’re on one of our visa packages, your self-written plan still gets reviewed by the partner immigration lawyer before it enters the dossier. This service is for when you’d rather have a professional build it: because the blank page isn’t moving, because English business writing isn’t your strength, or because you want the market data and financials done properly.
10 to 12 business days from the moment your intake is complete. Scheduling the consultation adds 2 to 3 business days at the start. The first draft usually lands within 5 to 7 business days, and each revision round takes 2 to 3.
Up to two revision rounds are included, covering factual corrections, missing information and tightening of assumptions. Changing the business model itself after the first draft is a bigger piece of work and gets quoted separately.
No, and that’s deliberate. Plans written straight from a form come out thin, because the form asks questions most applicants have never had to answer before: economic contribution, route to first revenue, how the market analysis should read for their idea. The call is where the consultant draws that out of you, and the plan is only as strong as what goes into it. It’s included in the €499 because skipping it produces a weaker document, and this is a file you get one shot at.
Both routes exist under the D2, and the choice shapes the whole sequence, so it’s settled early with your case manager before any plan is drafted. The tax side of that decision is personal advice, which is what the paid tax consultation is for. The plan then documents the setup you’ve chosen.
No, that’s a separate matter. The plan is built to satisfy immigration; IFICI is a tax regime with strict conditions, decided after you become tax resident. If IFICI is part of your thinking, book a paid tax consultation, and raise it before your company’s activity codes are set, since codes are easiest to get right at incorporation.
No, and be wary of anyone who says otherwise. Approval is decided by the Portuguese authorities. A specific, professional plan strengthens the file they read; the decision stays theirs.
The plan fee covers the professional work of preparing the plan, and the visa decision sits with AIMA, so a rejection doesn’t undo that work. What it does open is an appeal: one per application, drafted by the partner immigration lawyer and billed separately. The appeal can include an updated business plan or challenge the decision as it stands. It’s also why so much care goes in up front, since business plan rejections are the hardest to appeal.

Build the business. Let a professional write the plan.

You’re moving to Portugal to run something real. Spend your energy on that, and hand the document a reviewer will judge to someone who writes them for a living. €499, ten to twelve business days, two revision rounds included.

Not sure the D2 is even your route? Take the free 15-minute call first and find out.

Novomove is a relocation technology platform that coordinates access to licensed Portuguese partners. It is not a law firm and not an accountancy practice. The business plan is prepared by a partner certified accountant registered with the OCC, and legal review is performed by a partner immigration lawyer where included. The plan supports a visa application and is not legal, immigration or tax advice. Visa decisions rest with the Portuguese authorities, and no outcome is ever guaranteed.