Open Your Portuguese Bank Account Remotely
Professional assistance opening your account from abroad - no document apostille or Portugal visit required.
- Apply Remotely:Open your account entirely online - no need to travel to Portugal
- Global Card Delivery:Get your bank cards delivered worldwide
- Fast Setup:Accounts typically opened within 3ā4 weeks.
- Money-Back Guarantee:If the partner bank declines your account, you'll get 50% of our service fee back.
Note: Novomove is a relocation technology company, not a legal or financial institution. All services are fulfilled by duly accredited professionals.
Money-Back Guarantee
Start Your Bank Account Opening
Special Summer Discount:
(Save ā¬20+)
Start Now - Choose Your Package Next
Money-Back Guarantee
Start Your Bank Account Opening
Special Summer Discount:
(Save ā¬20+)
Start Now - Choose Your Package Next
Open Your Portuguese Bank Account Remotely
Professional assistance opening your account from abroad - no document apostille or Portugal visit required.
Apply Remotely: Open your account entirely online – no need to travel to Portugal- Global Card Delivery: Get your bank cards delivered worldwide or pick them up at a local bank branch in Portugal. Learn More
- Fast Setup: Accounts typically opened within 3ā4 weeks.
- Money Back Guarantee: If the partner bank declines your account, you’ll get 50% of our service fee back.Learn More
Apply Remotely: Open your account entirely online – no need to travel to PortugalNote: Novomove is a relocation technology company, not a legal or financial institution. All services are fulfilled by duly accredited professionals.
Recommended by
Single or Joint Account:
ā¬320
ā¬300 (Save ā¬20)
- Includes remote account opening.
- No Apostille Required – Your signatures will be legally certified by a Portuguese law firm, eliminating the need for apostilles or notarizations.
- Global card delivery to your address
- Full online banking access via mobile/web.
Money-back guarantee if the account cannot be opened.
Single Account + 1 NIF
ā¬399
ā¬359 (Save ā¬40)
- Includes everything in the Single or Joint Account package.
- Taxpayer ID (NIF) issued within around 3 business days.
- Perfect for expats without an existing Portuguese NIF.
Joint Account + 2 NIF
ā¬478
ā¬428 (Save ā¬50)
- Includes everything in the Single or Joint Account package.
- Two taxpayer IDs (NIFs) for you and a partner issued within around 3 business days.
- Ideal for families or couples moving to Portugal.
Novomove is a relocation technology company, not a legal or financial institution. All services are fulfilled by duly accredited professionals.
Your Trusted Portuguese Bank Account for Non-Residents
- Trusted Banking Partner: Access reliable and secure banking services through one of Portugalās top private banks.
- Free Card Delivery: Debit and credit cards shipped to your address at no extra charge.
- Complimentary Euro Transfers: Send money to any SEPA member country without fees.
- Seamless Management: Enjoy an English-speaking bank manager and manage your account online through an app or website.
Overview
Open your account with one of Portugalās leading private banks, trusted by millions of clients worldwide.
Enjoy access to hundreds of branches and ATMs across the country. Both individual and joint accounts are available.
Our service fee covers signature certification by a Portuguese law firm, meaning you wonāt need to deal with notarization or apostille requirements.
What You Get
With this account, youāll enjoy key benefits such as:
Online banking access: Manage your account via a secure website or mobile app.
Debit/Credit cards: Conveniently sent directly to your home.
Free SEPA transfers: Seamless payments and transfers across the SEPA zone.
Fee Structure
Monthly Maintenance Fee: The monthly fee depends on several factors such as your income, financial assets, card usage, etc. Fees typically range between ā¬5 and ā¬15 per month, with discounts available if certain criteria are met.
View full details on fees
Minimum Deposit: A ā¬250 deposit is required to activate the account. This amount is separate from our service fee and will need to be transferred directly to the bank. Once the account is active, the funds are fully accessible for your use.
Trusted by Thousands: Our 5-Star Reviews
Opening a bank account abroad turned out to be about as hard as opening one at home
āMoving countries is daunting and this took a big chunk of the fear out of it. Every person we dealt with was quick to respond and pleasant to deal with. Opening a bank account abroad turned out to be about as hard as opening one at home, which I did not expect.ā
Consistent across the whole team, not just one person
āWhat stood out is that it wasn't down to one good employee. Everyone I dealt with chased things up, including with the banks, and came back to me before I had to ask. They know the work. The client portal is well built and the workflow behind it is smooth. I'd use them again.ā
She gave me exact steps, no guesswork
āDiane handled my remote bank account opening from start to finish. She gave me exact steps, no guesswork, and the whole thing went through without a hitch. Account is open. There's still an SMS code issue but that's on the bank's end, not theirs.ā
They take the hassle out of it
āGetting NIF numbers and bank accounts opened was far less painful than doing it ourselves would have been. If you're outside the EU, what you're paying for is the problem-solving, and it's worth it.ā
Genuinely excellent
āImmigrating to another country is intimidating and having people who know the system behind you changes everything. They're professional, they're helpful, and they went beyond what I was expecting. I'd recommend them to anyone moving to Portugal without hesitation.āCollected directly from our clients after their service is complete. Read all reviews →
Practical Benefits of a Portuguese
Bank Account
- Visa Application: A funded Portuguese bank account is essential for visa applications like the D7.
- Legal & Administrative Requirements: Needed to register as self-employed in Portugal.
- Local Payments: Access to Multibanco and MB Way for paying utilities and taxes.
- Everyday Transactions: Many shops and ATMs donāt accept Visa or Mastercard, so a Portuguese card is necessary.
Why Opening a Portuguese Bank Account Without Us Is Tricky
Language Barrier
The process involves dealing with documents and authorities in Portuguese.
Limited Remote Options
Many banks require in-person visits, which can be challenging if you're not in Portugal.
Delayed Timelines
Without guidance, the process can take significantly longer due to missing paperwork or missteps.
Bank Policies
Navigating compliance requirements can be challenging, especially for non-residents, but our service ensures everything is handled correctly.
Ersel and Kübra opened their Portuguese account from Turkey while applying for the D7. When the paperwork got tight before their Ankara appointment, our team kept their visa on track. Read their story →
Requirements
For non-EU nationals without EU residence, we can only assist if you have proof that you're getting a Portuguese visa and can provide supporting documents based on your visa type Learn More.
Passport Scan
Provide a scanned copy of your passport. Photos of this document cannot be accepted. Ensure the scan is clear and includes all relevant details. Check the full passport requirements here.
Proof of Address
Submit a document that verifies your current residential address in your country of residence. This can include utility bills, bank statements, or government-issued letters. Find out what qualifies as proof of address here
Proof of Employment or Financial Means
Demonstrate your employment status or financial resources through relevant documentation such as pay stubs, employment contracts, or bank statements. Not sure what qualifies? Learn more here
Portuguese Tax Identification Number (NIF)
The NIF is a tax identification number issued by the Portuguese Tax Department. If you donāt already have one, you can apply for a NIF quickly and easily here.
5. Tax Identification Number from Your Country of Residence
If you pay taxes outside of Portugal, provide a document containing your tax identification number (TIN) from your country of residence. This number should match the country listed on your NIF certificate. Learn more about foreign TIN requirements here.
For non-Europeans: Proof of intent to immigrate to Portugal
This can be Consular or VFS appointment confirmation, OR Visa sticker already issued in your passport Learn More.
For non-Europeans: Visa-specific supporting documents
Requirements vary depending on the visa type you are applying for. Learn More.
Language Requirements
All documents must be in English, Spanish, French, or Portuguese. If your documents are in another language, you will need a certified translation. Learn more about certified translations here.
Save Big with our Bundle Packages
Trusted by 
7,200+ clients worldwide.
7,200+ clients worldwide.
Can be a single or joint account
Bank Account
1 Bank Account
300ā¬
Required Documents:
- Passport
- Proof of address
- Financial means
- Portuguese NIF
- Tax number from the country of residence
- Non-Europeans: Proof of intent to immigrate to Portugal
- Non-Europeans: Visa-specific documents
Solo Package
1 NIF + 1 Bank Account
359ā¬
Save 20ā¬
Required Documents:
- Passport
- Proof of address
- Financial means
- Portuguese NIF
- Tax number from the country of residence
- Non-Europeans: Proof of intent to immigrate to Portugal
- Non-Europeans: Visa-specific documents
Couple Package
2 NIFs + 1 Joint Bank Account
428ā¬
Save 30ā¬
Required Documents:
- Passport
- Proof of address
- Financial means
- Portuguese NIF
- Tax number from the country of residence
- Non-Europeans: Proof of intent to immigrate to Portugal
- Non-Europeans: Visa-specific documents
HOW IT WORKS
Open your Portuguese bank account in 7 easy steps
Place Your Order
Complete your payment and fill out our secure online form.
Verify your identity
Complete a quick identity check with us.
Ā Verify your contact details
Confirm your mobile number and email address with the bank.
Receive your bank account documents
The bank will send the official account opening documents to your email.
Sign your documents
Print and sign the agreement you receive from the bank.
Mail your documents to Portugal
Ship the signed documents to our partner lawyer in Portugal. They will verify your signature locally - no Apostille required.
Get access to your new bank account!
Receive your IBAN and gain full online banking access.
Frequently Asked Questions
If you still canāt find your answer after browsing our FAQ section, send us a message through our contact page and weāll get back to you shortly.
Do I need my NIF document to open a bank account?
Yes, opening a bank account requires the scan of your NIF document. If you havenāt obtained your NIF yet, you can apply for one here.
What are there fees associated with maintaining a bank account?
Monthly account fees usually range from ā¬5 to ā¬8 for most clients, depending on whether you receive income into the account or hold assets with the bank. With optional packages or add-ons, costs can go up to around ā¬15 per month.
š See the full breakdown here: Bank Account Fees Guide
Can I manage my account online or through a mobile app?
Yes. Once your account is active, the bank will send you secure login codes. These allow you to access your account both through the official mobile app and on the bankās website. Youāll be able to check your balance, view statements, and make transfers just like a local resident.
Do I get a debit or credit card with my account?
Yes. After your account is opened, you can request a debit or credit card directly from your online banking area. A debit card is available to all clients, while a credit card may require additional approval based on your profile. Once issued, cards are delivered by mail to your registered address, usually within 10 business days.
Do I need to translate my documents?
The bank accepts documents in Portuguese, English, French, Spanish, or Italian. If your documents (such as proof of address or proof of employment) are in another language, youāll need to provide a certified translation into English or Portuguese. This ensures the bankās compliance team can process your application without delays.
Any other questions?
If you didnāt find what you were looking for, you can send us a message and weāll get back to you quickly.
Prefer to talk it through? Book a free call with our teamĀ and get your questions answered live.
A Bank Account For Every Need
Retirees
Property Buyers
Visa Applicants
Self-Employed (Recibo Verde)
Still Have Questions?
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Open Your Bank Account Today
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Whatās the Portuguese Bank account opening process?
Fill Out Easy Online Application
Verify your identity in minutes
Upload all required documents
You'll get your IBAN and personal account access codes
Fill Out Easy Online Application
Verify your identity in minutes
You'll get your IBAN and personal account access codes